Brauchen wir individualisierte Krankenversicherungstarife in Form von Smartwatches?

Protokoll einer Debatte

Abstract

As part of the conference “Surveillance 2.0 – ZwischenKontrolle und Kom­fort” at the Eberhard Karls University of Tübingen, six Masters students of Media Sci­ence participated in a public debate. They discussed the issues of individualised health insurance rates which are linked to behaviour data measured by smartwatches. Pros and cons were presented in three turns on each side. The arguments dealt with this specific form of surveillance and its potential effects on collective benefits and individu­al freedom. The government emphasises the encouragement of healthy living, social fairness and prevention of diseases, while the opposition counters particularly with pri­vacy concerns, relentless health pressure as well as ethical and moral risks of that kind of surveillance. The debate’s protocol and a preface about debating culture will be pro­vided below.